Pet dogs and dog toys risk: bite family cannot claim
the reporter understands, domestic dogs and dog toy is generally home insurance additional risks, in plain English is a pet dog and the dog toys liability insurance, beneficiary beneficiary is the owner of the dog, and protect itself is not a dog, a dog and dog toy insurance does not cover physical pet dog and the dog toys, as due to host negligence they get into trouble for compensation. Inside insurance time limit, within the scope of insurance witnesses that region, because of the insured and captive pet dog dog toys cause third party bodily injury, shall be borne by the insured's economic liability to pay compensation in accordance with the law, the insurance company is responsible for compensation as stipulated in the insurance contract.
of course, not all of the dogs, and dogs can insurance on toys, in general, the insurance company requires a pet dog and the dog toys should have id card, and only legal insurance on a dog, a dog can. Ordinary pet dogs and dog toys are mostly one-year products, premium in a few yuan to 100 yuan, the corresponding coverage between 100000 ~ 500000 yuan, and each compensation amount is in 50000 yuan to 200000 yuan. These people said, in danger of responsibility of a pet dog and the dog toys, there are many situations are not within the scope of cover. Such as dogs and dog toy bitten by the insured, or master error lead to pet the dog and the dog toy traumatic events occur.
the reporter understands from some insurance companies, in jiangsu province and even the nation, pet dogs and dog toy sales situation is not optimistic. As far as I know few people buy. An insurance company staff told reporters that many families do not keep a pet dog and the dog toys are willing to spend money on pet dog and the dog toys. A home keep a pet dog and the dog toy citizen miss li told reporters: I haven't buy insurance, how can buy insurance for the dog, is to have a companion dog, I also like small animals, but to buy insurance as an exaggeration.